Personal Services
Personal tax & financial planning tailored to you
From individual tax returns to estate planning and investment strategies, our team handles the details so you can focus on what matters most.
Your finances, handled with care.
At Pacific Union, we believe every individual deserves the same level of expert financial guidance as the largest corporations. Whether you are filing a straightforward personal return, navigating a complex estate, or planning for a secure retirement, our dedicated team brings the knowledge and personal attention to help you make the most of every dollar.
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What we do
Our personal services
Income Tax & GST/HST
Accurate, stress-free personal tax returns and GST/HST filings that maximize your refund and keep you fully compliant with the CRA.
- T1 personal income tax returns
- GST/HST registration & filing for self-employed
- Tax planning & deduction strategies
- CRA audit support & representation
Trust & Estate Tax
Careful preparation of trust and estate returns to protect your family's wealth and ensure a smooth transfer to the next generation.
- T3 trust income tax returns
- Estate administration & tax filings
- Clearance certificates
- Executor support & guidance
Financial & Retirement Planning
Forward-looking strategies that help you build, protect, and draw down your wealth so you can retire on your own terms.
- RRSP, TFSA & RESP optimization
- Retirement income projections
- CPP & OAS planning
- Pension & benefit analysis
Tax & Estate Planning
Proactive planning that minimizes your lifetime tax burden and ensures your estate is distributed according to your wishes.
- Personal tax minimization strategies
- Will & estate structure advice
- Spousal & family income splitting
- Charitable giving strategies
Investment & Insurance Plan
Integrated investment and insurance strategies aligned with your financial goals, risk tolerance, and long-term vision.
- Portfolio review & asset allocation
- Life & disability insurance analysis
- Tax-efficient investment structuring
- Coordinated wealth management
Not sure which service you need?
Book a free 30-minute consultation and we'll map out the right plan for your personal finances.
Schedule a Free Consultation